Debt Settlement - A New Choice

Did you know there is an approach to becoming debt free where YOU are in control? Probably not because most people aren’t aware of this option. The solution for you is called debt negotiation. If you have ever haggled over prices trying to get a better deal then you already know about negotiating. These are the same methods used to reduce your debt!

Consider paying less than what you owe on your debt through monthly payments that are finally affordable and with no interest to boot. That would affect your financial future in a big way, wouldn’t it?

Yes, it would! Most people don’t believe this method can work simply because they have never heard of it before. However, professional debt negotiators who know how to handle your creditors can really affect how much you will have to repay and how long it will take to become debt free.

You are probably wondering how this can be possible. It’s actually quite simple because your creditors know that as the debt gets older it’s considerably more difficult to collect the money. Another fact they are well aware of is that bankruptcies are more common than ever. If three months to six months have passed without receiving a payment then the creditor will sell your debt to a third party collection agency for five to 15 cents on the dollar. Then, the agency will collect between 40 to 60% of the debt. Your creditors, and you, have another option through debt negotiation.

When your creditor realizes that they have the option of collecting up to 50 cents on the dollar for each dollar you owe compared with the high risk of not collecting anything then they will be much more willing to negotiate. In fact, they will be happy to!

Now, you are probably thinking that you can be a pretty good negotiator so you should simply negotiate your debt on your own. Who needs a professional debt negotiator anyway? Well, if you try it you will find out quickly why you need a professional. Your creditors are prepared for you to call and try and negotiate. They will inform you quickly that while other banks may settle they don’t. In fact, they will tell you they never settle for less than 85%. You won’t be taken seriously by the banks and the representatives have scripts ready to handle everything you have to say. More than likely they will threaten you and try and schedule you for a payment plan or else they will want to place you in their hardship plan. It’s likely they will belittle you and make you feel bad for the money you owe and try to coerce you to send money immediately. It’s not common that they will offer to settle your debt, however. If they do offer they won’t give you as good a deal as you could get with a professional debt negotiator. Even if your creditor negotiates a deal with you they will likely demand an upfront payment. Do you have 75% to 85% of your balance hanging around? Probably not, or you wouldn’t be in debt in the first place.

Once you have called your creditors a few times and realized that you really aren’t getting anywhere you will see that a professional is what you need on your team! When the banks realize they are speaking with a professional who is well aware of the way they work and what options they have then they will be much more willing to  negotiate. A professional negotiator is aggressive and will get you much better results than you could get on your own.

Remember, there is no shame asking for help. As soon as you fall behind your creditors will swarm you, threaten you, and harass you. They have professionals on their side ready and willing to support them. Shouldn’t you have professional help, too? You work on your finances and let the professionals handle the stress of dealing with your creditors.

This approach to DEBT REDUCTION is simply the fastest and least expensive method of eliminating debts... and Credit Rx USA is a leader in the Negotiation field, offering you the best program available. Even Mastercard acknowledges Debt Settlement as a valid way to handle debt.

It's up to you! Would you rather pay $55,800 or approximately $10,000 -15,000? If you are struggling with unsecured credit card payments, with no end in sight, which of the above plans makes more sense to you?

Count on this: Our program will save you thousands of dollars, compared to what you will pay if you just keep making your minimum monthly payments as required by your creditors. With us, you pay what is comfortably within your budget, and you pay it over a much shorter time!

PROGRAM RESULTS

The following are real examples of results obtained for Clients who have successfully completed our Program. Your results may vary.

Example 1:

Including fees, this Client ended up paying 62% of his original debt balance and is now DEBT-FREE!

Example 2:

This couple paid 58% of their original balance including fees, and due to being able to send in additional funds, was out of debt in SIX MONTHS.

Example 3:

This Client paid 52% of his original debt balance including fees.

Our average Client ends up paying 60-70% of their original principal including settlement fees. Your results may vary depending on your list of creditors, the amounts of each debt, and the settlements we are able to obtain on your behalf.

Our program works! Why continue making minimum payments for years when you could be out of debt in a fraction of the time and save money in the process?